is school really the answer?

Guest

I remember once I did actually pay for an online tutorial that basically said it would guarantee that I would pass this test(I wont say what). The course cost me around $500 and when I got it, it was crap(forgive the rude word). So I guess i'm just aprehensive to fork over any more cash for dvd or online training unless i know its going to give me some value add.

Guest

interesting. i wonder what the course was... so i know not to get it.

and for everyone else.

"if you negative in the mind, then your more then likely negative in your pocket."

"its not about what you know, but who you know."

Guest

i like money

**Ark** · Subject: Re: is school really the answer? Thu Feb 26, 2009 3:02 pm

gokou006 wrote:

Ark wrote:

that just further shows me it's a scam, lol.

"Pay me lots of money and I'll tell you your life is worthless".
I bet that guy is sitting a a large black chair and when people walk into the room he slowly spins around while holding and petting a cat.

you pay money to go to college right? then that makes school one big scam....

Actually, I live in australia can go to college for free so uh, try again.

**PoshCat** · Subject: Re: is school really the answer? Fri Feb 27, 2009 10:25 am

gokou006 wrote:

Ark wrote:

that just further shows me it's a scam, lol.

"Pay me lots of money and I'll tell you your life is worthless".
I bet that guy is sitting a a large black chair and when people walk into the room he slowly spins around while holding and petting a cat.

you pay money to go to college right? then that makes school one big scam....

I disagree Smile

http://nces.ed.gov/fastfacts/display.asp?id=77

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**Sexy Lady** · Subject: Re: is school really the answer? Fri Feb 27, 2009 6:43 pm

wtf @ the huge disparity in salary by gender :\ i thought there were laws against that shit now

Guest

in america college has a fee... and you knew where i was going with that.

and thank you irene. the chart is a eye opener. and if you don't mind being part of the average. then do what the average people do

"if you do what they do, you will make what they make." - Donald Trump

what donald said has two meanings. do what poor people do and you become poor. do what rich people do and you become rich.

has anything good come from anything free? a job is free. it doesn't cost you money to start, but at same time it doesn't make you a lot of money. it throws you into irene's chart as part of the average american household. it doesn't say if it before or after tax income.

my whole point to this entire discussion was to open your eyes to the possibility of become above average. but hey. if you like being average then stop talking in here. the rest of this discussion is for people wanting more out of life.

how can school teach people how to be secure and financially free when the teachers themselves are poor? lol do what they do, make what they make.

cause here is the break down in america.... middle income bracket 100k per year. in that tax bracket you are taxed 48% lets round up to keep the math simple. 50% thats 50k left. around 4k per month. for someone moving out and buying own house. average mortgage on a house i'll round down 2k... so you left with 2k.. now most people need a car to match their new house. i'll keep it simple 500-800 for car and insurance. i'll round down to be nice... say 500 ... so now your left with 1500 per month... cell phone bill 100, 1400 left... food. 200-800 per month depends if you have significant other or kids... i'll be nice round down say 200 thats 1200 left. money for water/gas bill 100, 1100 left. what am i missing? entertainment? gpots? gas? shopping? hobbies? you see where i'm going with this.

and by the way. the higher your salary goes at a job, so does your tax bracket.

"Broke is temporary, poor is eternal" Robert Kiyosaki

Kai i want to take my business to your country. i already have people over there. well in HK and taiwan. i want to be more international.

Guest

lol dont salary here is bs :3

when I move to the US ill be making around 8 times what I make now o_o beware of currency exchange rates

**PoshCat** · Subject: Re: is school really the answer? Sat Feb 28, 2009 5:08 am

The chart is merely to imply that school isn't a big scam... sure it wont guarantee the goal that you personally want Mark (and I doubt anything can )but it surely does pay. Also education could be a stepping stone to many things ....nowadays if you want to grow in your carrier companies often pay reimbursement. And whatever additional tittle you have after your name like Master, PhD etc means increase in salary. I don't see companies as blood sucking monster, or an entity that I just work for and get nothing back...benefits, health insurance, and pension. If being part of the working class makes me average, I sure am happy to be part of it.....the experience I had at work, the people that I've met had made me a stronger and a better person ... Also I'm a bit offended by you saying "what can a teacher teach about making it big or whatever", I was raised by one, my mother is a teacher.....and what she had taught her students is priceless.

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Guest

will pensions be there? that was industrial age ideals. that are out dated and no longer work in the information age. not only that social security is being drained as we speak. all the baby boomers are cashing out on their retirement.

not only that but before big companies like ibm apple and so forth. everything was a mom and pop. everything. but now in the information age businesses are invisible cause everyone works from home.

school's not a scam they just teach us to become average. cause they need lots of average people. its like how only a hand full of people were unplugged from the matrix and so many were in it.

there's nothing wrong with teaching. i just wish teachers of today would update there material. industrial age is over. information age is now. date used and taught from industrial age doesnt work in the information age. is all i'm trying to point out.

and it was... : how can you be taught how to become wealthy from someone who is poor themselves. if you want to learn to be rich shouldnt you learn from the rich and successful. if you do what they do, you will make what they make.

**PoshCat** · Subject: Re: is school really the answer? Sun Mar 01, 2009 10:53 am

To trully define the social economic classes in the us to day here is a link:
http://en.wikipedia.org/wiki/Social_class_in_the_United_States
Read thru the article and if it implies that you currently belong to the 1% of the american that belong the upper class then "congrats to you", also if this article doesn't support the fact that the level of education one attains does allow mobility within these social classes then school is BS. Otherwise please get off your high horse Rolling Eyes

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Guest

gokou006 wrote:

cause here is the break down in america.... middle income bracket 100k per year. in that tax bracket you are taxed 48% lets round up to keep the math simple. 50% thats 50k left. around 4k per month. for someone moving out and buying own house. average mortgage on a house i'll round down 2k... so you left with 2k.. now most people need a car to match their new house. i'll keep it simple 500-800 for car and insurance. i'll round down to be nice... say 500 ... so now your left with 1500 per month... cell phone bill 100, 1400 left... food. 200-800 per month depends if you have significant other or kids... i'll be nice round down say 200 thats 1200 left. money for water/gas bill 100, 1100 left. what am i missing? entertainment? gpots? gas? shopping? hobbies? you see where i'm going with this.

and by the way. the higher your salary goes at a job, so does your tax bracket.

Err, that's not how tax brackets work though.

I doubt any government in the world is fucked up enough to have a tax system like that which you're implying the US has.

Guest

Sean wrote:

Err, that's not how tax brackets work though.

I doubt any government in the world is fucked up enough to have a tax system like that which you're implying the US has.

how are you sure this is how it works or not works? do you have a job yourself? or are you just taking a guess to sound cool. Do you handle your parents finances? do you see how much gets taken out of their paycheck? why not ask them yourself if you don't believe me. there is no reason for me to lie.. one lie leads to 15 more and those 15 lies lead to 255 more. if you negative in the mind chances are your negative in your wallet. err pocket. its understandable for negative people to not want to hear the truth i offer. because we have all been brought up being told to. go to school. get good grades. and get that safe secure job. of course my way of thinking conflicts yours.

once you get a job and let life push you around. then you will realize all that i have said here. you can take my advice or learn what i'm teaching you the hard way. the hard way you will loose precious years of your life. if you comfortable with loosing years then thats your choice not mine. its just that in the time you loose i could have retired you and began to help you retire your parents.

W-9 forms are used for people that have JOB's its a form of tax that the government can take from your paycheck the moment you get it. so when you get a pay check and you notice that half of your earnings are missing thats cause the government took it and that means that half the year you are working for the government or uncle sam. for example getting a $100 paycheck but only receiving $50 of it. not only that but you are also taxed at the end of the year. people on w-9 can NOT make tax write off's. so basically w-9 people get a tax return sure. its half the money they lost from each paycheck. but not all of it. this is the worst place to be in. its has most lost and no benefits.

1099 is a tax form for business owners. when a business owner earns income. uncle sam See's that they are helping the economy by providing a service or jobs. thus uncles sam rewards business owners by letting them have 100% of there earned paycheck. for example getting a $100 and recieving a $100 of it. business owners get taxed 20% at the end of the year but also get tax write off's. tax write offs let business owners deduct everything they spend toward making the business operate. they get all those deductions at the end of the year when fillling taxes and most of the time greatly exceed the 20% they spent in taxes. this has highest rewards and benefits.

next question?

**Ark** · Subject: Re: is school really the answer? Tue Mar 10, 2009 2:19 am

gokou006 wrote:

Sean wrote:

Err, that's not how tax brackets work though.

I doubt any government in the world is fucked up enough to have a tax system like that which you're implying the US has.

how are you sure this is how it works or not works? do you have a job yourself? or are you just taking a guess to sound cool. Do you handle your parents finances? do you see how much gets taken out of their paycheck? why not ask them yourself if you don't believe me. there is no reason for me to lie.. one lie leads to 15 more and those 15 lies lead to 255 more. if you negative in the mind chances are your negative in your wallet. err pocket. its understandable for negative people to not want to hear the truth i offer. because we have all been brought up being told to. go to school. get good grades. and get that safe secure job. of course my way of thinking conflicts yours.

once you get a job and let life push you around. then you will realize all that i have said here. you can take my advice or learn what i'm teaching you the hard way. the hard way you will loose precious years of your life. if you comfortable with loosing years then thats your choice not mine. its just that in the time you loose i could have retired you and began to help you retire your parents.

W-9 forms are used for people that have JOB's its a form of tax that the government can take from your paycheck the moment you get it. so when you get a pay check and you notice that half of your earnings are missing thats cause the government took it and that means that half the year you are working for the government or uncle sam. for example getting a $100 paycheck but only receiving $50 of it. not only that but you are also taxed at the end of the year. people on w-9 can NOT make tax write off's. so basically w-9 people get a tax return sure. its half the money they lost from each paycheck. but not all of it. this is the worst place to be in. its has most lost and no benefits.

1099 is a tax form for business owners. when a business owner earns income. uncle sam See's that they are helping the economy by providing a service or jobs. thus uncles sam rewards business owners by letting them have 100% of there earned paycheck. for example getting a $100 and recieving a $100 of it. business owners get taxed 20% at the end of the year but also get tax write off's. tax write offs let business owners deduct everything they spend toward making the business operate. they get all those deductions at the end of the year when fillling taxes and most of the time greatly exceed the 20% they spent in taxes. this has highest rewards and benefits.

next question?

Uh for one, Yes he does have a job so stop thinking you are the only person around who has a job and please climb down off your high horse and live in the real world.

Guest

gokou006 wrote:

Sean wrote:

Err, that's not how tax brackets work though.

I doubt any government in the world is fucked up enough to have a tax system like that which you're implying the US has.

how are you sure this is how it works or not works? do you have a job yourself? or are you just taking a guess to sound cool. Do you handle your parents finances? do you see how much gets taken out of their paycheck? why not ask them yourself if you don't believe me. there is no reason for me to lie.. one lie leads to 15 more and those 15 lies lead to 255 more. if you negative in the mind chances are your negative in your wallet. err pocket. its understandable for negative people to not want to hear the truth i offer. because we have all been brought up being told to. go to school. get good grades. and get that safe secure job. of course my way of thinking conflicts yours.

once you get a job and let life push you around. then you will realize all that i have said here. you can take my advice or learn what i'm teaching you the hard way. the hard way you will loose precious years of your life. if you comfortable with loosing years then thats your choice not mine. its just that in the time you loose i could have retired you and began to help you retire your parents.

W-9 forms are used for people that have JOB's its a form of tax that the government can take from your paycheck the moment you get it. so when you get a pay check and you notice that half of your earnings are missing thats cause the government took it and that means that half the year you are working for the government or uncle sam. for example getting a $100 paycheck but only receiving $50 of it. not only that but you are also taxed at the end of the year. people on w-9 can NOT make tax write off's. so basically w-9 people get a tax return sure. its half the money they lost from each paycheck. but not all of it. this is the worst place to be in. its has most lost and no benefits.

1099 is a tax form for business owners. when a business owner earns income. uncle sam See's that they are helping the economy by providing a service or jobs. thus uncles sam rewards business owners by letting them have 100% of there earned paycheck. for example getting a $100 and recieving a $100 of it. business owners get taxed 20% at the end of the year but also get tax write off's. tax write offs let business owners deduct everything they spend toward making the business operate. they get all those deductions at the end of the year when fillling taxes and most of the time greatly exceed the 20% they spent in taxes. this has highest rewards and benefits.

next question?

Lol

My job is more than satisfactory for my needs. I'll be earning £200,000 after tax($300,000ish) a year by the time i'm your age, with a secure pension that see's me live out my life with 110% of my final salary every year, until the day I die (£220,000 if i stop chasing promotions). This is with around 4 months of the year off. I also have the option of moving to any country I please. So i'm pretty sure i'll live happy. Thanks for caring anyhow.

In fact, if nobody did my job, you wouldn't have a job. You wouldn't even have the same hobby.

And no, that's not how tax brackets work.

The way you've portrayed it, you've made it sound like this:
low income, 20% tax on salary
high income, 50% tax on salary

That'd mean that if someone was earning say, $20,000 and being taxed 20%, they'd be paid $16,000 and taxed $4,000.
However if they were earning say, $30,000 and being taxed 50%, they'd be paid $15,000 and be taxed $15,000. Which in reality, isn't what happens at all.

Also, i'm british. Companies are charged corporation tax on their profits, which shafts small companies until their assholes bleed and their owners jump off a bridge. Right now, about 5% of businesses here last more than 5 years.

If it was a simple as you're implying, every cunt would be doing it.

Guest

you guys will figure it all out soon enough once LIFE has pushed you around. life hasn't pushed you around enough... but you will soon realize.

Guest

It's up to YOU, to stop forest fires.